Gabon Statutory interest (taux d'intérêt légal)
Gabon Statutory interest (taux d'intérêt légal): no single figure applies. The reason is set out below, cited to the governing instrument. Last checked against the official source on 10 Aug 2026.
Gabon publishes no legal interest rate. OHADA commercial law entitles an unpaid creditor to interest 'au taux d'intérêt légal' but leaves the figure to national law, and no Gabonese statute, décret or arrêté fixes one.
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| Current value | structured — see the API |
|---|---|
| In force from | — |
| Official source | OHADA, Acte uniforme relatif au droit commercial général (Journal officiel de l'OHADA n°1 du 1er octobre 1997), art. 263: 'Si une partie ne paie pas le prix ou toute autre somme due, l'autre partie a droit à des intérêts sur cette somme, calculés au taux d'intérêt légal, applicable en matière commerciale, et ce, sans préjudice des dommages et intérêts qu'elle peut être fondée à demander... Les intérêts courent de l'envoi de la mise en demeure adressée à l'autre partie par lettre recommandée avec accusé de réception, ou par tout autre moyen écrit' (renumbered by the revised Act adopted at Lomé on 15 December 2010, commonly cited as art. 291) — the rate itself is left to national law, and Gabon has fixed none |
| Last verified | 2026-08-10 |
| Verification | primary — No verification limitation recorded — read from the official source cited. |
| Provenance | source fingerprint |
What this value means
REFUSAL — the entitlement exists but the number does not. A Gabonese creditor has a clear right to interest on a late-paid commercial debt under the OHADA Acte uniforme, which measures it 'au taux d'intérêt légal, applicable en matière commerciale' and runs it from the mise en demeure — but OHADA does not fix that rate, and no Gabonese instrument does either. Gabon's Code civil (loi n°15/72, première partie) governs persons and family and carries no interest-rate provision; no décret or arrêté fixing a taux d'intérêt légal is published in the Journal officiel de la République gabonaise. WHAT EXISTS, AND WHY NONE OF IT IS THE ANSWER: CEMAC's Règlement n°04/19/CEMAC/UMAC/CM of 10 August 2020 governs the taux effectif global, the repression of usury and the publication of bank conditions — a CEILING on lending rates, not a default rate owed by a late payer. The BEAC, unlike the BCEAO (which publishes an annual taux d'intérêt légal table for the eight UMOA states), publishes no legal interest rate for the six CEMAC states; its TIAO is a monetary policy rate, 4.50% since 29 June 2026 (Décision N°01/CPM/2026). THE TIAO TRAP: Gabonese practitioners routinely argue that the legal interest rate 'fixé par l'autorité monétaire en Afrique centrale (BEAC) est le Taux d'Intérêts des Appels d'Offres (TIAO)'. That is a practitioner convention and a litigating position, not an enacted Gabonese rate — no Gabonese text adopts the TIAO, and serving it as Gabon's statutory rate would state as law what is only an argument. CAMEROON IS THE EXCEPTION, NOT THE RULE: it alone in CEMAC has legislated an express peg (loi n°2004/015 of 21 April 2004, capping the rate at the TIAO for the enforcement of judgments) — that statute has no application in Gabon. In practice a Gabonese creditor pleads a contractual rate or asks the court to fix the interest.
Get it programmatically
curl https://afriref.dev/v1/ga/statutory-interest
# $0.005 per call — x402 on Base (USDC). No key, no signup.
# History: curl https://afriref.dev/v1/ga/statutory-interest/history?from=2020-01-01
# Provenance: curl https://afriref.dev/provenance/ga/statutory-interestOther Gabon series: BEAC policy rate (TIAO) · Value-added tax (TVA) · VAT registration threshold · Guaranteed interprofessional minimum wage (SMIG) · Public holidays · Consumer price inflation (IHPC, year-on-year) · Corporate income tax (Impot sur les Societes) · Withholding tax rates · Personal income tax (IRPP) · Statutory social-insurance contributions
The same figure elsewhere: Ghana · Kenya · Lesotho · Mali · Mauritius · all 34