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Central African Republic Statutory interest (taux d'intérêt légal)

Central African Republic Statutory interest (taux d'intérêt légal): no single figure applies. The reason is set out below, cited to the governing instrument. Last checked against the official source on 10 Aug 2026.

The Central African Republic publishes no legal interest rate. OHADA commercial law entitles an unpaid creditor to interest 'au taux d'intérêt légal' but leaves the figure to national law, and no Central African statute, décret or arrêté fixes one.

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Current valuestructured — see the API
In force from—
Official sourceOHADA, Acte uniforme relatif au droit commercial général (Journal officiel de l'OHADA n°1 du 1er octobre 1997, signed for the République Centrafricaine at Cotonou on 17 April 1997), art. 263: 'Si une partie ne paie pas le prix ou toute autre somme due, l'autre partie a droit à des intérêts sur cette somme, calculés au taux d'intérêt légal, applicable en matière commerciale, et ce, sans préjudice des dommages et intérêts qu'elle peut être fondée à demander... Les intérêts courent de l'envoi de la mise en demeure adressée à l'autre partie par lettre recommandée avec accusé de réception, ou par tout autre moyen écrit' (renumbered by the revised Act adopted at Lomé on 15 December 2010, commonly cited as art. 291) — the rate itself is left to national law, and the Central African Republic has fixed none
Last verified2026-08-10
Verificationprimary — No verification limitation recorded — read from the official source cited.
Provenancesource fingerprint

What this value means

REFUSAL — the entitlement exists but the number does not. A Central African creditor has a clear right to interest on a late-paid commercial debt under the OHADA Acte uniforme, which measures it 'au taux d'intérêt légal, applicable en matière commerciale' and runs it from the mise en demeure — but OHADA does not fix that rate, and no Central African instrument does either. The civil law of obligations, inherited from the French Code civil, measures moratory damages on a money debt by the interest 'fixé par la loi', which points to a rate-fixing statute the Central African Republic has not enacted; no such text is published. WHAT EXISTS, AND WHY NONE OF IT IS THE ANSWER: CEMAC's Règlement n°04/19/CEMAC/UMAC/CM of 10 August 2020 governs the taux effectif global, the repression of usury and the publication of bank conditions — a CEILING on lending rates, not a default rate owed by a late payer. The BEAC, unlike the BCEAO (which publishes an annual taux d'intérêt légal table for the eight UMOA states), publishes no legal interest rate for the six CEMAC states; its TIAO is a monetary policy rate, 4.50% since 29 June 2026 (Décision N°01/CPM/2026). THE TIAO TRAP: practitioners across the BEAC zone commonly argue the TIAO as the legal interest rate. That is a convention and a litigating position, not an enacted Central African rate — serving it would state as law what is only an argument. CAMEROON IS THE EXCEPTION, NOT THE RULE: it alone in CEMAC has legislated an express peg (loi n°2004/015 of 21 April 2004, capping the rate at the TIAO for the enforcement of judgments) — that statute has no application in the Central African Republic. RETRIEVAL NOTE: the Central African Republic maintains no reliable online official gazette; absence of a published rate here reflects the state of national legislation on the record, and any contrary instrument would surface only in the printed Journal officiel.

Get it programmatically

curl https://afriref.dev/v1/cf/statutory-interest
# $0.005 per call — x402 on Base (USDC). No key, no signup.
# History:    curl https://afriref.dev/v1/cf/statutory-interest/history?from=2020-01-01
# Provenance: curl https://afriref.dev/provenance/cf/statutory-interest

Other Central African Republic series: Policy interest rate (BEAC TIAO) · Value added tax (TVA) - standard rate · VAT registration threshold · Guaranteed interprofessional minimum wage (SMIG) · Public holidays · Consumer price inflation (IHPC) · Corporate income tax (impot sur les societes) · Withholding tax rates · Personal income tax (IRPP) - salary schedule · Statutory social-insurance contributions

The same figure elsewhere: Chad · Côte d'Ivoire · Democratic Republic of the Congo · Egypt · Equatorial Guinea · all 34