Niger Statutory interest (taux de l'intérêt légal)
Niger Statutory interest (taux de l'intérêt légal) is 5.3637 percent, in force since 1 Jan 2026. Last checked against the official source on 21 Aug 2026.
Niger's legal interest rate, fixed for each calendar year by ministerial arrêté under the UMOA uniform law: 5.3637% for 2026, the same figure applying in all eight UMOA member states because the formula runs off union-wide BCEAO refinancing rates.
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| Current value | 5.3637 percent |
|---|---|
| In force from | 2026-01-01 |
| Official source | BCEAO, 'Taux d'intérêt légal 2026 des pays de l'UMOA': NIGER — 5,3637%, per 'Arrêté N°000105/ME/F/SG/DGE/R/DMCE du 02 avril 2026 portant publication du taux d'intérêt légal au titre de l'année 2026'. Method (BCEAO): 'Le taux d'intérêt légal est fixé, par arrêté ou décret selon le pays, à l'initiative du Ministre chargé des Finances, pour la durée de l'année civile' and 'Il est pour l'année considérée, égal à la moyenne des taux maximum de refinancement applicables aux concours octroyés par la BCEAO au cours de l'année civile précédente, pondérés par les durées correspondantes' |
| Last verified | 2026-08-21 |
| Verification | primary — No verification limitation recorded — read from the official source cited. |
| Provenance | source fingerprint |
What this value means
5.3637% per annum for calendar year 2026. One rate for civil and commercial money debts alike — the taux d'intérêt légal is the interest a creditor is owed on a late-paid debt where the parties agreed no contractual rate; where they did agree one, the contract rate governs. SET NATIONALLY, COMPUTED UNION-WIDE: Niger's Ministry of Economy and Finance issues the annual arrêté (N°000105/ME/F/SG/DGE/R/DMCE of 2 April 2026), but the formula in the UMOA uniform law is the duration-weighted average of the BCEAO's maximum refinancing rates over the PRIOR calendar year — union-wide inputs, so all eight UMOA states carry the identical figure (2026: 5.3637%; 2025: 5.50%). The national framework is Niger's transposition of the UMOA uniform law on the taux de l'intérêt légal, adopted by Décision n°CM/UMOA/010/06/2013 of 28 June 2013. THREE TRAPS: (1) Do not confuse this with the TAUX D'USURE, the union-level ceiling on lending rates — a different instrument at a different number (14% for banks, 24% for finance companies and SFDs from 1 June 2026, Décision n°19/29-12-2025/CM/UMOA). (2) The rate is published to four decimals and must not be rounded — it is 5.3637%, not 5.36% or 5.4%. (3) NIGER IS THE LATE SIGNER: its 2026 arrêté was dated 2 April 2026, a full quarter into the year it governs, and it is worded as 'portant publication' rather than 'portant fixation' — the rate applies from 1 January 2026 regardless, but for the first three months of a year Niger typically has no published national instrument yet even though the year's rate is already determined by the union formula. Niger remains in UMOA and the BCEAO published it in the 2026 table on the same terms as the other seven states. POST-JUDGMENT UPLIFT: the UMOA uniform law carries a majoration where a debtor is ordered to pay legal interest — in Senegal's transposition (loi n°2021-20, art. 3) the rate is 'majoré de moitié' (increased by half) once two months have run from the day the judgment became enforceable, with the enforcement judge free to waive or reduce it. Confirm the corresponding article in Niger's own transposing law before pleading the uplifted figure. OHADA CROSS-REFERENCE: for commercial sale-price claims the Acte uniforme relatif au droit commercial général awards interest 'calculés au taux d'intérêt légal, applicable en matière commerciale', running from the mise en demeure — this national rate is what fills that reference. NEXT FIXING: the 2027 rate, expected by national arrêté in Q1 2027 (Niger's has historically come latest) and consolidated in the BCEAO's annual UMOA table.
Get it programmatically
curl https://afriref.dev/v1/ne/statutory-interest
# $0.005 per call — x402 on Base (USDC). No key, no signup.
# History: curl https://afriref.dev/v1/ne/statutory-interest/history?from=2020-01-01
# Provenance: curl https://afriref.dev/provenance/ne/statutory-interestOther Niger series: BCEAO minimum bid rate (taux minimum de soumission) · Taxe sur la valeur ajoutée (TVA) · VAT registration threshold · Salaire minimum interprofessionnel garanti (SMIG) · Public holidays (jours fériés, chômés et payés) · Inflation (IHPC, glissement annuel) · Impôt sur les bénéfices (ISB) · Withholding tax rates · Impôt sur les traitements et salaires (ITS) · Statutory social-insurance contributions
The same figure elsewhere: Nigeria · Republic of the Congo · Rwanda · Senegal · South Africa · all 34